Carolina Capital Insurance Group Speak to a Licensed
North Carolina Insurance Agent
Call 919-747-9002
For A Free Quote 24 hours

Life Insurance


Life Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.


Life Insurance Information

There are many kinds of life insurance, but they generally fall into two categories: Term insurance and Permanent insurance



Term insurance:

 
Is designed to meet temporary needs. It provides protection for a specific period of time (the "term") and generally pays a benefit only if you die during the term. This type of insurance often makes sense when you have a need for coverage that will disappear at a specific point in time. For instance, you may decide that you only need coverage until your children graduate from college or a particular debt is paid off, such as your mortgage.

Permanent insurance:

 In contrast, provides lifelong protection. As long as you pay the premiums, and no loans, withdrawals or surrenders are taken, the full face amount will be paid. Because it is designed to last a lifetime, permanent life insurance accumulates cash value and is priced for you to keep over a long period of time.

It's impossible to say which type of life insurance is better because the kind of coverage that's right for you depends on your unique circumstances and financial goals.

But remember, the best way to figure out the amount and type of life insurance that makes sense for your particular situation is to meet with a qualified life insurance professional.

Call us for a Quote
FEATURED SERVICES
Auto Insurance
Home Insurance
Life Insurance
Commercial Auto Insurance
DWI/DUI Auto Insurance
Medicare Supplement

Knowledge & Expertise

Top Providers

Allianz Life Insurance Company of North America
American Equity
Americo
Appalachian Underwriters, Inc.
Discovery
Genworth Financial
National General
ING
Jefferson Pilot Financial
John Hancock
Lincoln Financial Group
Mass Mutual Financial Group
MetLife
Mutual
Oxford
Progressive
Tapco Underwriters, Inc.
The Harford Insurance
Transamerica
Travelers
Erie Insurance

Testimonials


Our Latest Blogs

See More Read More Read More

Follow Us

 

Quick Links

Types of Insurance

Great Rates. Great Coverage. Great Service.
All in one package.

Home Page
Free Quote
Customer Service
Insurance Blog
About Us
Privacy Policy

Auto Insurance
DUI/DWI Insurance
Home Insurance
Motorcycle Insurance
Commercial/Commercial Auto
Life/Health/Medicare Insurance

 Carolina Capital Insurance Group    |   1100 Logger Ct. Bld D-101, Raleigh, NC 27609   |   (919) 747-9002    |   Raleigh, NC Auto Insurance