DO YOU HAVE A DUI OR DWI CONVICTION?

 

ARE YOUR AUTO INSURANCE RATES SKY HIGH?

With help from the DUI Insurance Guy, agent Jason Smith we can lower your auto insurance rates tremendously, if not possibly even cutting them in half!!!
Thats right, with our preferred companies we specialize in auto insurance for those with DUI/DWI convictions. Give us a call and or email us today and we can show you in writing. 

Carolina Capital Insurance Group is Raleigh’s trusted source for personalized insurance coverage. Coming to us means coming to an agency that is easy to communicate with and one that will be able to guide you on a personalized path to choosing the right insurance plan, rather than a much larger agency that doesn’t prioritize your individual needs. Our goal is for every customer to leave our doors knowing they have the safest plan for the future. 

Auto insurance is a certain type of coverage that all car owners need. The type of coverage that car owners have, though, can vary greatly, and we will assist you in picking the best policy to maintain the quality of your specific vehicle.  

Common Auto Insurance Questions  

What is auto insurance?  

By purchasing the right coverage, auto insurance is a paid agreement between the insured and the insurer that, in the event of an accident, the insurer will step in and help cover some of, if not, all of the costs resulting from a damaged vehicle depending on the type of coverage. In turn, drivers can feel some type of safety knowing that, if an accident occurs, they will be provided financial assistance. 

How does auto insurance work?

Vehicle damage can get very expensive if an accident is severe enough, and auto insurance is a guarantee that you will be assisted in covering those expenses. In the event of an accident, you would file a claim against your policy for aspects of the accident you are responsible for and your insurance will then give you financial assistance in covering some of the costs.  

It’s important to understand that having quality coverage will limit your out-of-pocket costs, rather than digging yourself into significant financial debt. 

What does auto insurance cover?  

The average auto insurance policy can offer numerous benefits, including:  


Plus, to further customize your benefits, you can add countless perks into qualifying policies, including:  

Is auto insurance required?  

North Carolina Motor Vehicle Law requires that Automobile Liability coverage be continuously maintained. The minimum coverage requirements are 

$30,000 Bodily Injury for each person 
$60,000 total Bodily Injury for all persons in an accident 
$25,000 for Property Damage. 

Motor Vehicle Law also requires Uninsured/ Underinsured Motorists coverage. Auto insurance policies with the minimum Bodily Injury and Property Damage limits are required to include Uninsured Motorists coverage. Policies with limits greater than the minimum must provide combined Uninsured/ Underinsured Motorists coverage. UIM coverage does not provide protection against property damage. The UIM coverage will pay a maximum of the difference between the other driver’s Liability limits and your UIM limits.

Depending on if you have financed your vehicle, you also may be required to other types of insurance such as collision, comprehensive and gap coverage. 

Having more than just the bare minimum auto insurance coverage is essential. Our knowledgeable, experienced agents will help you determine the best policy. 

What does auto insurance cost?

Numerous factors can influence the cost of your auto policy, including:  


There is a possibility that drivers might pay different prices for the same type of coverage, but we will make certain to use our resources and find you the best policy for the most reasonable price. Do not sell yourself short when it comes to auto insurance.  

Call us at 919-747-9002 or request your free quote to figure out the best auto insurance policy for you and your vehicle.