NC DUI/DWI Auto Insurance
No one wants to get a DUI. Yet, if you make the mistake of drinking and driving, you might have to face the consequences. Some of these might involve your auto insurance eligibility. If you every face predicaments following a DUI charge, contact one of our agents. We’ll help you navigate through it.
What are the Penalties of DUIs?
While intoxicated, you cannot make decisions safely. You might also face lapses in judgement or sluggish reflexes. None of these will prove beneficial if you choose to drive. Thus, the police have a right to charge you with a DUI because of your irresponsible actions. You might face probation, license suspensions, SR-22 penalties and more. In the most severe cases, you might even face jail time.
Will DUIs Affect My Car Insurance?
A DUI will go on your driving record. It might even stay there indefinitely. Rest assured, your insurer will find out about it. To them, this will signal a huge increase in your risk profile. Consequences might result.
Most insurers will raise your policy premium significantly following a DUI. That’s because they will now consider you at a huge risk of filing a claim.
Some insurance companies will not cover DUI recipients. Therefore, a DUI might trigger the cancellation of your policy.
After a DUI, you might no longer be able to qualify for certain policy options or limits.
What Is SR-22?
If you are convicted of a DUI offense, you may be required to file an SR-22 form. This paperwork proves you’ve purchased the minimum amount of state-required auto liability insurance.
Your insurance company may charge a fee to file an SR-22 on your behalf. Until you comply with the SR-22 filing requirements, you may not be able to get your license reinstated, so it’s crucial to contact your agent as soon as you receive notice that you must file an SR-22.
Talk With Your Agent To Understand Auto Insurance Requirements
Depending on the nature of your offense, you might face some or all these penalties. Immediately contact your agent, and don’t try to hide the charge. Though it might create some inconvenience, your insurance agent can work with you to help you manage the penalties of the DUI.
Contact us today
Don’t hesitate to get a quote on a personalized auto insurance policy right now! Contact us at 919-747-9002 or request an online quote right now!
My name is Jason Smith. I've been an NC auto insurance agent providing all types of insurance services for 11 years now. Over the course of the past few years I have come to be known by many as, "The DWI Insurance Guy" because one main area I specialize in is insurance for those who have been convicted of a DWI in NC.
I have partnered with the leading NC auto insurance carriers providing preferred programs for those with a DWI in NC. We know that getting a DWI in NC can be a very hard, emotional, time consuming and expensive thing. Just because you or someone you know lost count of how many drinks you had before getting behind the wheel or you simply made the mistake of thinking you were ok to drive but were not, doesn't mean you should have to pay triple for your NC auto insurance rates compared to what others pay for theirs.
My mission is to provide you with a second chance. A chance to put your past mistake behind and move forward with relief, knowing you are getting the best auto insurance rates available in NC. I look forward to hearing how happy you are when you found out how affordable your new low cost NC DWI auto insurance rates actually are.
We found the top carriers with the guaranteed lowest premiums in the state of North Carolina for someone charged with a DUI or DWI. You made one mistake already, don't make another by paying to much for your auto insurance! Click here, stop by or give us a call and see for your self. Just like thousands of others across the state of NC who have been fortunate to find us online, have been told about us or have seen our advertisements out and about and have had their rates lowered by $50,$100 even some over $200 a month, you can also get the same relief.
We can cut your insurance premium by a third, if not in Half!
Don't pay more then you have to anymore. You'll have the same coverage you have now, written by some of the top carriers in the state through us here at Carolina Capital Insurance Group and you'll have the best customer service there is to offer. We want you to be a loyal long term client, not just a number. In order to do that we have to be the best insurance agency we can be. I have to be the best insurance agent for you that there is. Me and my team strive for this every day.
If you need NC auto liability insurance only, I can guarantee you the lowest DWI auto insurance rates available in NC. If you need full coverage auto insurance (liability coverage plus comprehensive and collision coverage), we can also give you the lowest auto insurance rates available in the state of NC. Hands down! If you need a *DL-123 form or you are required to file an *SR-22 auto insurance form*, we can get that done for you on the spot. No extra charge to you as our customer.
DWIs usually stay on your insurance for 3 years, with some carriers looking back up to 5 years from your date of conviction. Good news for you is, after this time passes we can still provide you some of the best rates on your NC auto insurance moving forward. Because we work with so many NC auto insurance companies, we are able to shop to find you some of the most competitive NC auto insurance rates for when the DUI or DWI has fallen off your record.
Let me help you get back on the road and on with your life!
"I love hearing how happy people with DUI and DWI convictions are after I write their policy. Its like I instantly make a new best friend. I look forward to helping you feel as happy and relieved as they did after switching their auto insurance over to us!!! Thank you in advance for your trusted business and giving us a chance to earn it. We will provide you great NC auto insurance coverage at the cheapest rate possible for your NC DUI DWI auto insurance."